97118 Harbor Concourse Cir, Fernandina Beach, FL 32034

Modern Living in Fernandina Beach – Built 2018!

Discover this beautifully designed single-family home at 97118 Harbor Concourse Cir, Fernandina Beach, FL 32034. Built in 2018, this spacious residence offers 4 bedrooms, 3 bathrooms, and 2,289 sqft of modern living space on an 8,276 sqft lot.

Priced at $416,000, with an estimated refinance payment of $3,183/month, this property represents an excellent value. While Fernandina Beach is currently a Buyer’s Market, offering potential for negotiation, the median sold price for 4-bedroom homes in Fernandina Beach has increased by 3.2% year-over-year to $614,000 as of April 2025. This makes the listed price of $416,000 for this property significantly below the median for comparable 4-bedroom homes in the area, highlighting a strong opportunity.

This “Edison II plan” home boasts a gourmet kitchen with a farmhouse sink, granite countertops, oversized island, double ovens, and stainless steel appliances. The master bathroom features double farmhouse sinks, quartz countertops, ample storage, and a large walk-in closet. Interior features include tile and carpet flooring, central heating and cooling, and essential appliances. The property also has an attached 2-car garage and stucco exterior.

Located in the Harbor Concourse community, residents enjoy low HOA fees and access to a neighborhood playground. The area offers convenient access to shopping, restaurants, and is just a short drive to the beaches of Fernandina Beach and Jacksonville. Assigned schools include Emma Love Hardee Elementary (7/10), Fernandina Beach High School (6/10), and Southside Elementary.

This is a rare opportunity to own a modern, spacious home in Fernandina Beach at an incredibly competitive price. Don’t miss out on this fantastic value – schedule your showing today!