Charming & Affordable Starter Home in Titusville: Opportunity in a Seller’s Market!
Asking Price: $135,000
Here’s an excellent opportunity to own a 2-bedroom, 1-bathroom single-family home at 909 W C Stafford St, Titusville, FL 32780. Built in 1964 and offering 792 sqft of living space, this property comes with an estimated refinance payment of $949/mo, making it a highly accessible option for first-time homebuyers or investors seeking an affordable entry into Titusville’s real estate market.
Key Features & Market Insights:
- Affordable Price Point: At $135,000, this home is competitively priced for a 2-bedroom in Titusville. While the median sold price for 2-bedroom homes in Titusville was $195,000 in May 2025 (a 2.5% decrease year-over-year), this property’s lower asking price makes it an attractive option, potentially a value-add opportunity depending on its condition.
- Seller’s Market in Titusville: Titusville is currently a Seller’s Market, meaning homes tend to sell faster and at higher prices. However, while overall median sold prices are up slightly (+1.3% year-over-year), 2-bedroom homes have seen a slight price decrease, offering a potential sweet spot for buyers.
- Homes in Titusville are selling in an average of 57 days.
- 35% of homes sold within 30 days in May 2025.
- No HOA Fees: Public records indicate this home has no HOA, which means lower monthly ownership costs compared to properties within managed communities.
- Solid 1964 Construction: Homes from this era are often built with durable concrete block. This property features a new hot water heater (as of 2018 listing) and a large, fenced backyard. Previous listings mentioned terrazzo and tile floors, and a carport with two sheds for storage, offering practical amenities.
- Property Tax History: Public tax records show a 2024 tax bill of $1,276 on an assessed value of $72,740. This suggests relatively stable property taxes. The home previously sold for $40,000 in December 2018, indicating significant value appreciation since then.
- Low Estimated Refinance Payment: The $949/mo estimated refinance payment enhances the affordability, making homeownership a realistic goal for many.
Titusville Location & Lifestyle:
- “Space Coast” Charm: Titusville is a city in Brevard County, Florida, known as the “Gateway to the Indian River Lagoon” and the “Space Coast.” It offers a unique blend of natural beauty and space exploration history.
- Proximity to Kennedy Space Center: A major draw, the Kennedy Space Center Visitor Complex is nearby, offering a fascinating look into space history and active rocket launches.
- Outdoor Activities: Titusville is a haven for outdoor enthusiasts:
- Indian River Lagoon: Opportunities for fishing, kayaking, bioluminescent tours, and wildlife viewing.
- Merritt Island National Wildlife Refuge: A prime spot for birdwatching and observing diverse wildlife.
- Beaches: Close access to Canaveral National Seashore and Playalinda Beach.
- Cycling: Part of major cycling trails like the Florida Coast-to-Coast Trail.
- Downtown Titusville: Features charming shops, restaurants, and the historic Titusville Playhouse for live theater.
- Demographics (32780 Zip Code): Primarily white (74%), with a significant Black or African American population (12%). The population density is slightly less than average. The median age is 48, with a large number of seniors and middle-aged adults.
- Cost of Living: Rent in Titusville is generally more affordable than the national average. The average rent for a two-bedroom apartment is around $1,415/month (June 2025). The Living Wage for a single adult with no children in the Palm Bay-Melbourne-Titusville metro area is estimated at $21.74/hour or $45,224 annually before taxes.
- Schools (Brevard Public Schools):
- Coquina Elementary School (PK-6, 5/10 GreatSchools Rating, 2.2 mi)
- Andrew Jackson Middle School (7-8, 3/10 GreatSchools Rating, 1.9 mi)
- Titusville High School (PK, 9-12, 4/10 GreatSchools Rating, 0.4 mi)
- Note: School ratings are moderate to lower. Families may wish to research school choice options.
Important Considerations:
- Condition & Potential Updates: While the home has been maintained (e.g., new water heater in 2018), a 1964 build will likely benefit from some cosmetic updates or energy efficiency improvements to maximize its value and comfort. Buyers should budget for potential renovations.
- Crime Rate: Titusville’s crime rate for 2018 was 619.51 per 100,000 population. While specific neighborhood data isn’t available, general citizen perception suggests it is “pretty safe” with “some safety concerns.” Buyers should research current local crime statistics and feel comfortable with the area.
- Flood Zone X (Minimal Risk): This property is indicated as being in Flood Zone X, which signifies a minimal flood risk. This is a significant advantage as flood insurance is typically not mandatory by lenders. However, it’s always prudent for buyers to independently verify the official FEMA Flood Map Service Center (MSC) for 909 W C Stafford St, Titusville, FL 32780, to confirm the exact flood zone designation.
- Climate Risks: Titusville faces an extreme wind factor over the next 30 years and an extreme heat factor (with 7 days above 108°F this year). Buyers should ensure their homeowner’s insurance adequately covers potential wind damage and be aware of the hot climate.
This home at 909 W C Stafford St offers a fantastic entry point into the Titusville market, combining affordability with a desirable location and the potential for a comfortable, low-maintenance lifestyle. Its solid construction and lack of HOA fees add to its appeal.
Priced at $135,000 – seize this opportunity for affordable homeownership in the Space Coast! Schedule your private showing today.
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