3507 Darlington Rd, Holiday, FL 34691

Spacious 4-Bedroom Home with Excellent Value in Holiday, FL!

Discover this inviting 4-bedroom, 1-bathroom single-family home located at 3507 Darlington Rd in the appealing community of Holiday, FL 34691. Built in 1970, this residence offers a comfortable 1,350 sqft of living space, providing ample room for families seeking a well-located and affordable home.

While this home features 4 bedrooms, the single bathroom might present an opportunity for a savvy buyer to add a second bath, significantly increasing its value and appeal. This property is perfect for those looking to invest sweat equity and personalize a home to their exact needs in a market where 4-bedroom homes are in demand.

Property Highlights:

• 4 Bedrooms / 1 Bathroom: A functional layout with potential for a second bathroom.
• 1,350 sqft: Comfortable and practical living space.
• Built in 1970: A solid, established home with good bones, ready for your creative vision.
• Estimated Refinance Payment: $1,337/mo: Highlighting potential financing accessibility.
• Priced at $198,000: This is an exceptionally attractive price point, significantly below the median value for 4-bedroom homes in Holiday and the 34691 zip code.

Holiday (34691) Market Insights (as of May 2025 data):

The Holiday, FL housing market (and specifically the 34691 zip code) is currently categorized as a Seller’s Market. While this generally means higher prices and faster sales, current data reveals some interesting nuances, especially for 4-bedroom homes:

• Median Sold Price (Holiday Overall): The median home sold price in Holiday was $238,480 in May 2025, showing a slight increase of 0.2% year-over-year.
• Median Sold Price (34691 Zip Code): The median sold price in 34691 was $239,000, down 4.4% from last year.
• 4-Bedroom Home Values: The median home price for 4-bedroom homes in the 34691 zip code was $450,000 in May 2025, a decrease of 4.7% from last year. This property’s price of $198,000 is significantly below this median, presenting an outstanding value opportunity for a 4-bedroom configuration. For Holiday overall, the median price for 4-bedroom homes increased by 0.7% to $305,000.
• Days on Market: Homes in 34691 had an average listing age of 71 days in May 2025 (up 87.1% YoY), and in Holiday overall, homes sold after an average of 72 days on the market (up 110.8% YoY). While classified as a seller’s market, this extended time on market can provide buyers with more time to evaluate and negotiate.
• Negotiation Potential: In May 2025, 45% of homes sold under asking price in 34691, and 50% of homes sold below asking price in Holiday overall, suggesting that buyers may have some room for negotiation, especially for properties offering value-add potential.

Closing Costs & Home Insurance Considerations for Holiday, FL:

• Typical Buyer Closing Costs: For a home priced around $198,000 in Florida, buyer closing costs typically range from 2% to 5% of the sale price. This would be roughly $3,960 to $9,900. These costs include items like title insurance, documentary stamp tax, intangible tax on the loan amount, appraisal fees, and recording fees.
• Home Insurance: Florida homeowners insurance rates are higher than the national average due to hurricane and flood risks. The average cost for homeowners insurance in Florida is around $1,836 to $7,554 per year ($153 to $630 per month), depending on the insurer, home age, construction, and specific coverage. Buyers should factor this into their monthly budget.

This property represents an exceptional opportunity to acquire a spacious 4-bedroom home at an incredibly attractive price point in Holiday, FL. Its potential for renovation and its large number of bedrooms make it a compelling choice for families seeking affordability and a chance to build equity.

Don’t miss out on this amazing value! Contact us today to schedule a private showing and explore your financing options.