2778 Post St, Jacksonville, FL 32205

Charming Riverside Home in Jacksonville: A Prime Opportunity in a Buyer’s Market!

Asking Price: $193,000 (Note: Property recently sold on May 7, 2025, for $140,000, which offers even greater potential value for the current owner or a subsequent buyer.)

Discover this delightful 2-bedroom, 1-bathroom single-family home at 2778 Post St, Jacksonville, FL 32205. Built in 1922 and renovated in 1960, this 1,162 sqft residence offers historic charm and modern convenience in the highly desirable Riverside neighborhood. With a low estimated refinance payment of $1,001/mo, and a recent sale price significantly below the current listing, this property presents an exceptional opportunity for homeowners and investors alike.

Key Features & Recent Sale Advantage:

• Recent Sale Price: The property sold on May 7, 2025, for $140,000. This makes the current asking price of $193,000 noteworthy. For a new buyer, the previous sale price might indicate potential for negotiation or a quick flip if the current owner has made significant improvements. The estimated refinance payment of $1,001/mo would be even lower based on a $140,000 purchase price.
• Historic Charm with Updates: Built in 1922 and renovated in 1960, the home offers a blend of historic character with updated features. It has a single story and sits on a 6,500 sqft (0.149 acre) lot.
• Highly Desirable Neighborhood: Post Street is located in Jacksonville’s Riverside area, known for its historic homes, tree-lined streets, vibrant community, and proximity to trendy shops, restaurants, and parks.
• No HOA Fees: This property does not have HOA fees, contributing to lower ongoing ownership costs.
• Property Tax History: Property taxes for 2024 were $1,705, up from $1,649 in 2023. The assessed value for 2024 was $126,417, with a proposed 2025 assessed value of $130,083. Given the May 2025 sale price of $140,000, and the previous assessed value, property taxes are likely to reflect a higher assessed value in future years. Buyers should factor this into their budget.
• Market Favoring Buyers: The 32205 zip code is currently a Buyer’s Housing Market. This indicates a higher supply of homes than buyers, giving buyers more negotiation power.
  • The median sold price in 32205 was $290,666 in May 2025, up 3.8% from last year.
  • For 2-bedroom homes in 32205, the median sold price increased by 4.8% year-over-year to $260,000 in May 2025. This property’s current asking price of $193,000 is well below the median for 2-bedroom homes, making it a competitive value.
  • A significant 65.9% of homes in 32205 sold below asking price last month, indicating strong negotiation opportunities for buyers.
  • Homes in 32205 had an average listing age of 48 days in May 2025, providing buyers with ample time for evaluation.

Jacksonville (32205) Location & Lifestyle:

• Vibrant Community: The 32205 area, especially neighborhoods like Riverside, is known for its pedestrian-friendly streets, historic architecture, and a strong sense of community.
• Dining & Entertainment: Enjoy easy access to numerous local restaurants, cafes, boutiques, and parks that characterize the Riverside/Avondale area.
• Schools (Duval County Public Schools): The property is assigned to Duval County Public Schools. While specific assigned schools for 2778 Post St are not readily available, the district has an overall “B” grade and boasts a 95.3% graduation rate in traditional high schools. Buyers should verify assigned schools and their GreatSchools/Niche ratings for their specific needs.
• Proximity to Downtown: The location offers convenient access to downtown Jacksonville’s business district, entertainment venues, and the St. Johns River.

Important Considerations:

• Single Bathroom: While the home offers 2 bedrooms, it has only 1 bathroom. For some buyers, this might be a limiting factor and a potential renovation project to add a second bathroom could be considered for improved functionality and resale value.
• Crime Rate (Mixed Picture): Jacksonville’s overall crime rate is relatively high compared to state and national averages.
  • The city experiences a higher rate of property crimes than violent crimes.
  • While downtown Jacksonville is considered generally safe with increased police presence, specific localized crime data for the immediate Riverside neighborhood on Post Street should be thoroughly researched by buyers to assess their comfort and safety levels.
• Flood Risk (Minimal): This property has a “Minimal” Flood Factor, and its flood risk is “not changing.” This is good news, suggesting that flood insurance may not be mandatory and flood risk is low. Buyers should still confirm the exact FEMA flood zone designation for 2778 Post St, Jacksonville, FL 32205, to verify.
• Climate Risks (Extreme Heat & Wind): Jacksonville faces an “Extreme” Heat Factor (7 days above 107°F this year) and an “Extreme” Wind Factor (extreme risk of severe winds over the next 30 years due to hurricane activity). Buyers should ensure their homeowner’s insurance adequately covers potential wind and storm damage.
• Age of Home & Condition: Despite the 1960 renovation, a home built in 1922 will still benefit from a thorough inspection to assess the overall condition of the property and its major systems. While the recent sale suggests it’s move-in ready or only requires minor cosmetic updates, an inspection is always prudent.

This home at 2778 Post St offers an exceptional combination of historic appeal, modern updates, and a highly desirable location in Jacksonville’s Riverside neighborhood, all at a compelling price point, especially considering its recent sale. For buyers seeking a charming and potentially valuable property in a vibrant community, this is a strong contender.

Priced at $193,000 – seize this opportunity in Jacksonville’s Riverside! Schedule your private showing today.