1205 Ocean St, Palatka, FL 32177

Your Chance to Own in Palatka! Incredibly Affordable Home with No HOA!

Seize an incredible opportunity to own a charming 2-bedroom, 1-bathroom Single Family Home at an astonishing price! Located at 1205 Ocean St in Palatka, FL, this 1986-built residence offers 856 sqft of comfortable living space. Priced at an unbelievable $109,990, this property provides an exceptionally accessible pathway to homeownership in a historic Central Florida city, especially considering the median 2-bedroom home prices in the area.

Palatka, a city rich in history and nestled along the St. Johns River, offers a relaxed, small-town atmosphere. Enjoy convenient access to local shops, dining, and outdoor activities like fishing and boating. Its strategic location provides easy commutes to larger metropolitan areas like Jacksonville and St. Augustine, blending peaceful living with regional accessibility.

With an estimated refi payment of just $363/mo and the significant advantage of NO HOA FEES, your monthly ownership costs will be remarkably low. Coupled with very low annual property taxes (around $341 in 2023), this is a rare chance to secure an affordable home with remarkable equity potential in a prime Palatka location.