95275 Poplar Way, Fernandina Beach, FL 32034

Fernandina Beach Luxury: Spacious 5-Bed Home in Gated Amelia National!

Discover your dream home at 95275 Poplar Way, Fernandina Beach, FL 32034! This impressive 5-bedroom, 4-bathroom single-family residence offers a generous 2,966 sqft of living space, built in 2011. Situated on a private lot in the highly sought-after, gated community of Amelia National, this home boasts a thoughtful floor plan with a first-floor main bedroom, a spacious loft upstairs, and a beautiful entry filled with natural light. Enjoy features like elegant wood flooring, crown molding throughout the first floor, a chef’s kitchen with granite counters and a large island, and a private covered lanai backing to protected woods for long-lasting privacy.

Priced at $597,500, with an estimated refinance payment of approximately $4,724/month (excluding annual property taxes of $9,427 and a low $55/month HOA fee), this home presents compelling value for its size and location in Fernandina Beach. Consider these powerful insights for the 32034 zip code:

• The median sale price for homes in 32034 was $652,500 in May 2025, with average 5-bedroom homes typically commanding higher prices. This property is priced below the median for the zip code, offering excellent value.
• The median sale price per square foot in 32034 is $313. This home, at approximately $201 per square foot, is exceptionally priced for a relatively newer, spacious home in a desirable community.
• For investors, 5-bedroom, 4-bathroom homes in Fernandina Beach can command significant rental income, with some comparable rentals in the area listed for $3,200/month.

Living in Amelia National provides access to a vibrant community atmosphere, including a golf course, clubhouse, and other amenities. Fernandina Beach offers a desirable coastal lifestyle with pristine beaches, charming historic downtown, and a relaxed atmosphere. While located in a flood zone (requiring flood insurance, offset by a 25% community discount), this home provides an incredible opportunity for a growing family or a strategic investment in one of Florida’s most beautiful and welcoming areas.