7640 95th Pl, Live Oak, FL 32060

Charming Live Oak Retreat on 5 Acres: Your Private Florida Oasis!

Discover an incredible opportunity at 7640 95th Pl, Live Oak, FL 32060! This delightful 3-bedroom, 2-bathroom single-family home offers a comfortable 1,098 sqft of living space, ideally situated on a sprawling 5-acre wooded lot, providing unparalleled privacy and room to roam. Built in 1987, this “cracker style hunting lodge” offers a unique charm with a covered wrap-around porch perfect for enjoying nature and wildlife. The home features an eat-in kitchen and a convenient layout.

Priced at an attractive $169,900, with an estimated refinance payment of just $1,929/month, this property presents exceptional value for those seeking affordable homeownership in the Live Oak market. The median sale price for homes in the 32060 zip code was $412,000 in May 2025, and a recent 3-bed, 2-bath home of similar size (1,152 sqft) sold for $158,000 in June 2025 after 180 days on market. This home’s price point is significantly below the median, making it an outstanding entry point into a competitive market. The Zestimate for this property is $286,900, suggesting considerable immediate equity for a savvy buyer.

Live Oak offers a lower cost of living compared to the national average, especially in housing. It’s renowned for its natural beauty, including the iconic Suwannee River, numerous freshwater springs perfect for swimming and cave diving, and various state parks for outdoor adventures like hiking, biking, and fishing. The famous Spirit of the Suwannee Music Park & Campground is also nearby. This property is ideal for first-time homebuyers looking for space, or investors seeking a promising rental property in a strong and growing market.