Affordable Charm in Chipley, Florida: Your Perfect Starter Home or Investment!
Discover an incredible opportunity at 722 Peach St, a charming 2-bedroom, 2-bathroom single-family home ideally located in the welcoming community of Chipley, Florida. Built in 1974, this cozy 1,378 sqft residence offers comfortable living at an exceptionally affordable price point, making it a perfect fit for first-time homebuyers, downsizers, or savvy investors.
This well-maintained home provides a functional layout with two spacious bedrooms and two full bathrooms, offering convenience and privacy. The property is set on a manageable lot, providing just enough outdoor space for enjoyment without extensive upkeep.
With an estimated refinance payment of just $1,052/mo, and an asking price of only $109,900, this home stands out as one of the most budget-friendly options in the market. Chipley boasts a significantly lower cost of living compared to both the national and Florida state averages, with housing costs being a primary driver of this affordability.
Chipley offers a unique blend of small-town charm, natural beauty, and a friendly community atmosphere in the Florida Panhandle:
- Outdoor Enthusiast’s Dream: Just minutes from Falling Waters State Park, home to Florida’s highest waterfall, as well as numerous other parks like Jim Trawick Park and Gilmore Park with playgrounds, picnic areas, and walking tracks. Enjoy proximity to Holmes Creek for canoeing, kayaking, and paddleboarding.
- Affordable Living: Chipley’s cost of living is approximately 24% lower than the national average, making your budget stretch further. Housing costs, in particular, are notably low.
- Community & Local Charm: Experience a relaxed, welcoming atmosphere with local restaurants and events. Explore attractions like the Orange Hill Gator Farm and Seacrest Wolf Preserve for unique family outings.
- Strategic Location: Conveniently located in Washington County, Chipley offers easy access to major roadways, and is about an hour’s drive north of the stunning Gulf Coast beaches of Panama City, providing the best of both worlds – peaceful living with beach access nearby.
- Balanced Market: While recently trending as a seller’s market, Chipley and Washington County are moving towards a neutral market, indicating reasonable prices and typical selling times.
This delightful home at 722 Peach St is a rare find, offering comfort and incredible value in a tranquil yet accessible Florida community.
Priced competitively at $109,900, this opportunity won’t last long!
Don’t miss your chance to make Chipley your new home. Schedule your private showing today!
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