3614 Effee St, Jacksonville, FL 32209

Unbeatable Investment or Starter Home in Jacksonville!

Discover this incredibly affordable single-family home at 3614 Effee St, Jacksonville, FL 32209. Built in 1971, this residence offers 3 bedrooms, 2 bathrooms, and 1,120 sqft of living space on a 3,800 sqft lot.

Priced at an astonishing $81,900, with an estimated refinance payment of just $396/month, this property represents an exceptional opportunity. The 32209 zip code is a Buyer’s Housing Market, indicating potential for negotiation. For 3-bedroom homes in 32209, the median sold price was $139,900 in April 2025, marking a 12% increase year-over-year. This makes the listed price of $81,900 significantly below the median for comparable 3-bedroom homes in the area.

This home has begun renovations with new plumbing and upgraded electrical, offering a fantastic chance to add your personal touch with mostly cosmetic finishes needed. It features forced air heating and central cooling, with tile flooring. Property history shows a listing for $100,000 in late 2022 and rising tax assessments, highlighting its appreciating value.

Located in Jacksonville’s Moncrief Park neighborhood, residents have access to local amenities and schools like George Washington Carver Elementary (4/10) and William M. Raines High School (5/10). While the 32209 zip code has faced challenges, it has seen a significant decrease in homicides in 2024, improving safety trends.

This property is an ideal opportunity for investors seeking strong rental yield (estimated at $1,129/month by Zillow) or a first-time homebuyer ready to customize their dream home at an incredibly low price. Opportunities like this are rare – act quickly!